Workers Compensation

As an employer, we understand that your employee’s safety is vital to the success of your company. With that said, you have more things to worry about than your Workman’s Compensation coverage. We make it easy to determine the amount of coverage your business needs as well as provide the direction and assistance you need should a claim be made.

Our multi-line agents will work with your company to determine a fair and reasonable rate based on your risk factor, experience modifier and your safety practices.

We use Broadspire as our Third Party Administrator (TPA) for Workers Compensation. Broadspire is the largest TPA in the country and one of the most reputable. To learn more about Broadspire, click here.

Workers Compensation Facts:

In Maryland alone, the number of filed Workers Compensation claims has decreased in the past two years. 2007 saw a decrease of 4.7% and 2008 saw a decrease of 3.5%. Interestingly, 82% of all 2008 claims are due to dislocations and strains. (Maryland Workers’ Compensation Commission).

In Virginia, one of the most common workers compensation injury is a strain or injury due to lifting. Construction trades workers have the highest percentage of Workers Compensation claims (Virginia Workers Compensation).

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas. or Farm Family Life Insurance Company, Glenmont, NY.

Personal lines and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC^®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents).

Commercial insurance is issued through Farm Family Casualty Company, Glenmont NY in CT, DE, MA, ME, NH, NJ, NY, RI, VA, VT and WV and United Farm Family Insurance Company in MD and PA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy or for more information about coverage options and availability, talk to your American National agent. Eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.