Disability Income

Most people estimate they only have a 16% chance of becoming disabled during their working years. They are wrong.

Our most important asset is the ability to earn an income. Without an income many of us could not afford our home, cars or living expenses let alone the medical bills that come with a disability. Could you continue to pay your bills and expenses if you were injured for one week? What about if you were injured for one month, three months, or one whole year?

Consider the following:

• Men have a 43% chance of becoming seriously disabled during their working years.

• Women have 54% chance.

• There is a 1 in 3 chance that a worker under the age of 35 will be disabled for at least six months during your career.

• The probability of becoming disabled is three to five times greater than that of death.

• More than 375,000 Americans become totally disabled every year.

• According to the National Safety Council, 95% of long term disabilities occur outside of work, which are not covered by Workers Compensation.

We already insure our homes, our businesses and our cars, why not insure your paycheck? Disability Income Insurance rates are affordable. Please contact us to learn more about Disability Income Insurance.

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas. or Farm Family Life Insurance Company, Glenmont, NY.

Personal lines and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC^®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents).

Commercial insurance is issued through Farm Family Casualty Company, Glenmont NY in CT, DE, MA, ME, NH, NJ, NY, RI, VA, VT and WV and United Farm Family Insurance Company in MD and PA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy or for more information about coverage options and availability, talk to your American National agent. Eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.